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There have been a wide variety of reasons that people have been using payday loans right now. Before we look at those reasons, let's promptly review how the payday loan works. Unlike a conventional installment loan out of a bank or a financial institution, you'll use that the payday loan for any other reason you would like. You do not have to disclose to the lender why you want that the loan. They don't care. They merely care you to have that the resources to repay that the loan. So when you are 18 years of age or over, a citizen of that the UK, have an income from any other source and have a bank account of some sort you'll find out a payday loan. Your bank account can be a checking, savings, or debit card account. payday loans