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Gartner predicts the number of accept mobile payments customers worldwide will hit 73.4 million by 2009 and 190 million by 2012. This represents a tremendous percentage of total cell phone customers (Gartner estimates upwards of 3% in the total user base) and companies have to think about this technology as a prospective payment channel comparable with checks, cash and electronic funds transfers. Retailers Initially Adopters of Mobile Payments The advantages of mobile payment solutions for retailers are obvious. The potential to accept credit card payments or mobile payments on a wireless device for example a smartphone enables retailers to make a host of new, innovative and engaging retail platforms. "Pop-Up Retail," a term coined by Trendwatching.com, is really a temporary retail space created to promptly draw in crowds in high traffic regions then disappear when buzz wanes. Think fairs, concerts and also other outdoor venues with huge crowd attendance. Due to the fact these events have limited time durations the expense of building a permanent retail space (as well as the infrastructure to support it like phone and internet lines) is prohibitive.

But do not write-off those sales just however - mobile payment systems bridge the gap. With all the swipe of a credit card down the side of a payment-enabled iPhone or Blackberry gives you instant access to the same payment processors you already use - returning an instant payment authorization and integrating with accounting systems afterward to keep track of it all.

Future makes use of of mobile payments will extend beyond point of sale activity at events to supplying beneficial payment tools for in-field staff like carpet cleaners, repairmen, plumbers, etc. hoping to reduce the time between invoice and receipt of funds. Businesses creating home calls to discuss a customer's outstanding invoices will likely be in a position to capture a payment instantly - providing the customer an selection to prevent instant disconnection of services. Business-to-Business Organizations Early to Late Majority It is accurate that quite a few industries accept mobile payments mobile data solutions for business-to-business shoppers, but most have focused on account and inventory information retrieval, logistics and routing solutions, and signature capture for goods delivered. In the future, organizations will move away from invoicing buyers then waiting 30+ days for payment and can instead go for mobile payment systems the client utilizes at time of service or delivery to produce payment. B2B organizations will represent the Early to Late Majority adopters of this technology but its influence is going to be substantial. The cost of managing receivables might be substantially lowered leveraging mobile payment solutions.

In Summary - Brainstorm on how Mobile Payments can Influence Your Enterprise

The multitude of killer applications offered right now on our web-enabled cell phones, smartphones and other equivalent devices would have already been unheard of just four years ago - consequently, brainstorm for the future. You as well as your executive leadership really should engage subject matter experts, each inside and outside the firm, to figure out how mobile payments are likely to affect your business model within the brief and long term. Map out the impacts and begin creating a technique to ensure you're proactively capturing the value mobile payment systems give rather than reactively trying to catch up with your competition. Dataquest Insight: Mobile Payment, 2007-2012 Kelly Short is an specialist within the technologies, company procedure automation and advertising disciplines. He shares over 15 years worth of knowledge daily at kellyrshort.com helping modest and medium corporations with actionable guidance on increasing sales with effective advertising and marketing, lowering operating charges working with enterprise method management, and leveraging unified technology to crush competition accept mobile payments.